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If your credit is a little challenged, or if their are other reasons that prevent you from traditional financing (IE, self employed, recent change in employment, underemployment, etc), a seller financed property may be a very viable option for you.  In the simplest manner of speaking, the buyer makes their house payments to the seller over time, instead of a bank.

Usually, it is MUCH easier to qualify for seller financing:  many times the seller will require little to NO documentation of your credit or employment history.  A sufficient down payment (10-30%) is enerally all that is needed.