Buyer's Toolkit - Holly Grigaitis, Designated Broker

Your Plan

1. Find the Right Representative
Even if you’re not quite ready to buy, your buyer’s agent can be an absolute wealth of information, and can often offer ‘scoops’ on local developments or mortgage programs you might not have know about otherwise. Speak to your agent first and he or she can be helping to guide you in the right direction, right from the start.

2. Find out what your price range is
Our online mortgage calculators are a good place to start, but as you get closer to being ready to buy, there is no substitute for a written mortgage pre-approval. Just speaking to your lender is an extremely worthwhile venture – this is the only way to really get an in-depth picture of your overall financial picture and to discover exactly what you can reasonably afford to spend on a home (and possibly on renovating).

3. Find out what your local market looks like
The internet can be incredibly valuable in doing preparatory research. Start with your agent – he or she can direct you to valuable resources and immediately start e-mailing you real estate listings that may interest you (or at least give you a better idea of what your needs and wants are).

4. Find out what your true needs and wants are
Compose a needs/wants list that takes into consideration your local market conditions, your price range, and the advice of your real estate agent.

5. Find your dream home!
Once you’re ready to act, you may be surprised by how quickly you can make a decision. Armed with your pre-approval, a little market knowledge, and your needs/wants list, call your real estate agent, hit the pavement, and when you see ‘the house’, put in an offer.

With the right team behind you, it really can be that easy!

Congratulations! You have decided to purchase a home, or are thinking about buying one. You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value.

In the following reports, you'll find the information you need to make a wise buying decision. We'll take you through the planning process step-by-step , to help you determine which home is right for you. You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

Please contact us if you have any questions about buying a home in Sedona or elsewhere in the Verde Valley!

Below, select desired reports you'd like to download.

		Arizona Department of Real Estate Buyer Advisory This report is a wonderful laundry list of many items that are worth considering when purchasing real estate in Arizona, and other parts of the Southwest. Of course, the list is by no means exhaustive, but it does cover many topics which may be relevant to your transaction.
		Arizona Residential Real Estate Purchase Contract Read the contract BEFORE you sign it! Note: Arizona Association of Realtors do not permit releasing blank forms for public use.
		Arizona Vacant Land Purchase Contract Read the contract BEFORE you sign it! Note: Arizona Association of Realtors do not permit releasing blank forms for public use.
		Arizona Buyer- Broker Agreement Want better service and quicker response from agents? Well, you'll never get that until you hire one! When you approach your purchase in a professional way, the level of service you'll receive will increase ten-fold.
		Avoid Common Buyer Errors Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.
		Buying Your First Home Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
		But Do You Need It Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible.
		The Right Home at the Right Price This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.

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Home Buying Errors